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Multi-Platform Payments

Services/Payments & Billing/Multi-Platform Payments

Payments & Billing

Multi-Platform Payments

Unified payment processing across Stripe Connect and PayPal with platform fee splitting, connected accounts, per-client credential management, and secure transaction orchestration.

By the Numbers

99.9%

Transaction Success Rate

3+

Payment Gateways Integrated

2s

Avg. Processing Time

256-bit

Payment Data Encryption

How It Works

Payment Integration Process

01

Payment Architecture Design

We map your payment flows, fee structures, and payout requirements. The architecture defines which processor handles each transaction type and how funds are distributed.

02

Processor Integration

Stripe Connect and PayPal APIs are integrated with your platform. Connected accounts are provisioned, webhooks configured, and credential storage set up in Secret Manager.

03

Fee Logic & Testing

Fee splitting rules are implemented and validated with test transactions across all payment scenarios. Edge cases like refunds, partial captures, and disputes are thoroughly tested.

04

Go-Live & Reconciliation

After sandbox validation, we switch to live credentials and process real transactions. Reconciliation reports ensure every peso is accounted for between your platform and merchants.

What We Deliver

Stripe Connect Integration

Full Stripe Connect implementation with connected accounts enabling automatic fee splitting. Platform fees (3.6% + 2% + $3 MXN) are calculated and distributed transparently per transaction.

PayPal Orders API

Single and batch payment support through PayPal's Orders API. Handles authorization, capture, and refund flows for both individual transactions and bulk payment runs.

Secure Credential Management

All API keys, client secrets, and tokens are stored in Google Secret Manager. Per-client credential isolation ensures multi-tenant security with zero hardcoded secrets.

Platform Fee Engine

Configurable fee structures with percentage-based and fixed-amount components. Real-time fee calculation ensures accurate revenue distribution between the platform and connected merchants.

Transaction Monitoring

Real-time dashboards tracking payment success rates, processing times, and revenue. Automated alerts for failed payments trigger retry logic and notification workflows.

Multi-Currency Support

Accept payments in MXN, USD, and other currencies with automatic conversion handling. Stripe and PayPal currency capabilities are unified under a single integration layer.

Use Cases

Payment Solutions

1

Marketplace Platform

An online marketplace collects payments from buyers and automatically splits funds between sellers and the platform. Stripe Connect handles payouts to each seller's connected account with the platform fee deducted.

2

Event Ticketing System

A ticketing platform processes card and PayPal payments for events. Platform fees are collected per ticket, and organizers receive their payouts automatically after the event concludes.

3

Multi-Vendor Service Platform

A service booking platform manages payments for independent providers. Each provider has their own connected account with unique credentials, and the platform collects a commission on every booking.

Technology Stack

Stripe ConnectPayPalBanxicoGoogle Secret ManagerNode.jsFirebase

Industries we serve with this

E-Commerce→
Beauty & Wellness→
Automotive→

FAQ

Frequently asked questions

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What Is a Payment Gateway Integration and When Do You Need a Custom One?

A payment gateway is the technology layer that connects your business to banking networks and financial processors to authorize online payments securely. Off-the-shelf solutions handle simple cases, but when your business model demands custom logic—dynamic discounts, recurring billing, automatic splits between sellers, or real-time accounting reconciliation—you need a tailored payment integration. At AISDC we engineer that layer from the ground up, aligned with your operational workflows and connecting your ERP, CRM, and sales channels into a single ecosystem. The outcome is less friction at checkout, fewer reconciliation errors, and full visibility into every transaction flowing through your business, giving your finance team the control they need without patching together incompatible tools.

Multi-Platform and Multi-Currency: Stripe Connect, PayPal, SPEI, and Marketplaces

We integrate the leading payment gateways—Stripe Connect and PayPal—alongside SPEI bank transfers to cover both the Mexican domestic market and international customers. With Stripe Connect we implement connected accounts that enable automatic payment splitting, making it the ideal foundation for marketplaces where funds must be distributed among multiple vendors or service providers. We enable billing in MXN, USD, and other currencies with controlled conversion, removing foreign-exchange complexity from your finance team's plate. Every channel—credit card, debit card, bank transfer, or payment link—is unified in a single operations dashboard backed by real-time webhooks so your system reacts instantly to every successful, declined, or disputed payment event.

Use Cases: Online Stores, Subscriptions, Payment Links, Marketplaces, and CFDI Reconciliation

The payment integrations we build at AISDC cover a wide range of scenarios. For an e-commerce payment gateway we connect cart, inventory, and fulfillment into one continuous flow. For subscription models we configure automatic billing cycles with intelligent retry logic and subscriber notifications. Payment links let you collect money without an online store—just share a URL and receive the charge in seconds. For marketplaces we handle payment splitting and periodic settlements to each vendor. Every transaction is pre-structured to trigger the corresponding CFDI electronic invoice through your preferred PAC provider, closing the accounting cycle without manual intervention and keeping you fully compliant with Mexico's SAT tax authority requirements.

Security and Compliance: PCI DSS, Tokenization, and Fraud Prevention

No responsible payment integration stores card data on your servers. At AISDC we apply tokenization from the very first form field: sensitive data travels encrypted directly to the processor and never touches your infrastructure. We operate under PCI DSS Level 1 guidelines, the most rigorous standard in the payments industry. We activate native fraud-prevention layers from Stripe Radar and PayPal Fraud Protection, supplemented by custom rules calibrated to your business risk profile. We implement 3D Secure 2 authentication to reduce chargebacks and satisfy issuing-bank requirements. The result is an environment where your customers pay with confidence and you operate knowing every online payment adheres to the highest security standards available today.

Specialized solutions by industry & city

Custom software built for specific needs. Explore the solution closest to your business:

Custom Payment Links Integration→Custom Restaurant Software Solutions→Custom Hotel Software & PMS→Custom Gym Management Software→Custom Event Management Software→Custom Point-of-Sale Software for Retail→Custom Restaurant App Development→