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Services/Payments & Billing/Multi-Platform Payments

Payments & Billing

Multi-Platform Payments

Unified payment processing across Stripe Connect and PayPal with platform fee splitting, connected accounts, per-client credential management, and secure transaction orchestration.

By the Numbers

0%

Transaction Success Rate

0+

Payment Methods Supported

0s

Avg. Processing Time

0-bit

Monthly Transaction Volume

How It Works

Payment Integration Process

01

Payment Architecture Design

We map your payment flows, fee structures, and payout requirements. The architecture defines which processor handles each transaction type and how funds are distributed.

02

Processor Integration

Stripe Connect and PayPal APIs are integrated with your platform. Connected accounts are provisioned, webhooks configured, and credential storage set up in Secret Manager.

03

Fee Logic & Testing

Fee splitting rules are implemented and validated with test transactions across all payment scenarios. Edge cases like refunds, partial captures, and disputes are thoroughly tested.

04

Go-Live & Reconciliation

After sandbox validation, we switch to live credentials and process real transactions. Reconciliation reports ensure every peso is accounted for between your platform and merchants.

What We Deliver

Stripe Connect Integration

Full Stripe Connect implementation with connected accounts enabling automatic fee splitting. Platform fees (3.6% + 2% + $3 MXN) are calculated and distributed transparently per transaction.

PayPal Orders API

Single and batch payment support through PayPal's Orders API. Handles authorization, capture, and refund flows for both individual transactions and bulk payment runs.

Secure Credential Management

All API keys, client secrets, and tokens are stored in Google Secret Manager. Per-client credential isolation ensures multi-tenant security with zero hardcoded secrets.

Platform Fee Engine

Configurable fee structures with percentage-based and fixed-amount components. Real-time fee calculation ensures accurate revenue distribution between the platform and connected merchants.

Transaction Monitoring

Real-time dashboards tracking payment success rates, processing times, and revenue. Automated alerts for failed payments trigger retry logic and notification workflows.

Multi-Currency Support

Accept payments in MXN, USD, and other currencies with automatic conversion handling. Stripe and PayPal currency capabilities are unified under a single integration layer.

Use Cases

Payment Solutions

1

Marketplace Platform

An online marketplace collects payments from buyers and automatically splits funds between sellers and the platform. Stripe Connect handles payouts to each seller's connected account with the platform fee deducted.

2

Event Ticketing System

A ticketing platform processes card and PayPal payments for events. Platform fees are collected per ticket, and organizers receive their payouts automatically after the event concludes.

3

Multi-Vendor Service Platform

A service booking platform manages payments for independent providers. Each provider has their own connected account with unique credentials, and the platform collects a commission on every booking.

Technology Stack

Stripe ConnectPayPalBanxicoGoogle Secret ManagerNode.jsFirebase

Ready to get started?

Let's discuss how this solution fits your business.